Spending, understood
Every transaction is categorised automatically, so you always know where your money is going.
Personal finance, rebuilt
Banking that just works, everywhere.
One account to spend, save, and send money across 150+ countries — with transparent fees and real-time clarity on every move.
Free forever$0 / month
Countries served150+
App rating4.8 ★
Available balance
+1.6% this week
$18,420
Your USD balance, updating live
Try it — send money
You sendGBP
Estimated fee$2.05
Rate1 GBP = $0.79
Recipient gets$392.87
Leaves your balance≈ $394.25
Your balance · last 60 days
Hover
| Day | Balance |
|---|---|
| 60 days ago | $17,646 |
| Today | $18,420 |
$12B+Processed across the network
2M+People managing money here
150+Countries and markets
99.9%Service uptime
The essentials
Everything you need to move money with confidence.
Built on the principle that finance should be simple and honest — no fine print, no surprise charges.
Global transfers, fair exchange
Send to 150+ countries at the real mid-market rate. The fee is shown before you confirm, always.
Savings that stay yours
Set a savings goal or an automatic rule, and watch it build. Funds are yours to move any time.
How it works
Open in minutes. No credit check, no waiting.
01
Enter a few details
Create your account with an email and verify your identity. That's it.
02
Add money
Link a card or bank account and move funds over in a couple of taps.
03
Spend and send
Use your card anywhere, or send money abroad at the live rate.
Get the app
Your money, in your pocket.
Issue a virtual card instantly, freeze a lost card, split a bill, and watch spending land in real time — all from your phone.
Virtual card your way
Create a disposable card with its own limits, any time.
Split bills together
Scan a dinner, invite friends, and settle in one tap.
Control in real time
Freeze a card, set limits, and review every charge instantly.